Under Construction

Total Units

128

Discover the charm of Bay Lake Farms in St. Cloud, brought to life by M/I Homes, featuring delightful amenities like a park, parking, and a refreshing swimming pool.

New Homes for Sale in St. Cloud, FL

Discover Bay Lake Farms, a beautifully designed community of new-construction homes nestled in the heart of St. Cloud, Florida. Perfectly positioned for easy access to Orlando’s world-class entertainment, this serene enclave offers a peaceful retreat without sacrificing proximity to the excitement.

Step into modern living with thoughtfully crafted homes featuring spacious layouts and upscale amenities tailored to fit every lifestyle. Best of all, enjoy the benefits of a new-build community with no CDD fees, making your dream home even more attainable.

A Peaceful Retreat with Heartfelt Charm

Bay Lake Farms offers a refreshing alternative to the hustle and bustle of the city. Tucked just south of the scenic Bay Lake, this thoughtfully designed infill neighborhood provides a quiet escape while honoring the area's rich agricultural roots.

Unlike the expansive, master-planned developments nearby, Bay Lake Farms embraces a more intimate scale — fostering a warm, close-knit environment where neighbors become friends and the community truly feels like home.

As a resident of this HOA-governed enclave, you’ll enjoy exclusive access to a suite of private amenities designed for relaxation and connection:

  • Unwind in the sparkling community pool or shaded cabana.
  • Stroll through the open play field and scenic linear park.
  • Take in the beauty of three serene wet ponds, including a welcoming fountain at the entrance.

Bay Lake Farms blends natural beauty, thoughtful design, and a sense of belonging, creating a lifestyle that’s both peaceful and enriching.

About These New Construction Homes in St. Cloud, FL

If you're searching for the perfect Florida home, Bay Lake Farms delivers everything you need and more!

Homesites

This thoughtfully planned community features 206 spacious homesites, most measuring 50 feet wide by 120 feet deep. With a generous 25-foot front setback, you'll enjoy longer driveways for easier parking and enhanced curb appeal. Over half of the homesites offer private backyards with no rear neighbors, giving you the ideal setting for outdoor living, entertaining, or simply relaxing in peace.

Floorplans

Bay Lake Farms showcases a curated collection of seven award-winning single-family floorplans, including both one- and two-story designs. Whether you're a growing family, a first-time buyer, or looking to downsize, you'll find a layout that fits your lifestyle perfectly.

Energy Efficiency

At Bay Lake Farms, every home is thoughtfully constructed with modern building practices that prioritize energy efficiency, durability, and long-term savings. From advanced insulation and high-performance windows to smart design features that help regulate indoor climate, these homes are built to keep you comfortable year-round — while helping reduce utility costs.

Enjoy the benefits of a well-built home that’s designed to be both environmentally conscious and cost-effective, giving you more value without compromising on style or performance.

Community Amenities

  • Pond
  • Swimming Pool
  • Park
  • Community Center

Promotions & offers

Current offers from the builder. Terms, eligibility and availability are set by the builder.

Sep 14, 2026 – Dec 31, 2026

5.875% Rate* / 5.962% APR* 30-Year Fixed Conventional Loan

5.875% Rate* / 5.962% APR* 30-year fixed conventional loan offered through M/I Financial, LLC on select Quick Move-In homes that can close by December 31, 2026

View offer
Sep 15, 2026 – Apr 30, 2027

Long-Term Rate Lock With a Float-Down Bonus

Lock in your limited-time, below-market rate† now – and still get a better one if rates drop.

View offer

Sales office

  • Mon 12pm-6pm; Tue-Sat 10am-6pm; Sun 12pm-6pm

EST (UTC-5)

Sales agent: Aisha Coleman

Amenities

Park
Parking
Swimming Pool

Site Plan

Bay Lake Farms site plan

Home designs (7)

4 Quick Move-In lots across 1 plan — open Quick Move-In.

  • Single-family

    Carousel — use arrows to browse images for this design, or tap the photo to open the floor plan.

    Ready to Build

    Huntington II

    From$444,990
    3 Beds2 Baths2 Car garage1,809+ sq ft

    Discover effortless single-level living in this thoughtfully designed 3-bedroom, 2-bath home. A welcoming foyer leads into the heart of the home, where an open-concept kitchen, nook, and expansive great room create the perfect space for gathering with family and friends.

    View floor plan
  • Single-family

    Carousel — use arrows to browse images for this design, or tap the photo to open the floor plan.

    Now Building

    Piedmont

    From$463,990
    4–5 Beds3–4 Baths2 Car garage2,232+ sq ft

    Single-family at Bay Lake Farms. 1 home is now building — ask the sales team for timelines and personalization options.

    View floor plan
  • Single-family

    Carousel — use arrows to browse images for this design, or tap the photo to open the floor plan.

    Ready to Build

    Capistrano

    From$468,990
    4 Beds2 Baths2 Car garage2,092+ sq ft

    This versatile floorplan is ideal for growing families, empty nesters, and homeowners who want the flexibility to personalize their space for the way they live. Contact us today to see it for yourself!

    View floor plan
  • Single-family

    Carousel — use arrows to browse images for this design, or tap the photo to open the floor plan.

    Now Building

    Santa Barbara II

    From$495,990
    3–4 Beds2.5–3 Baths2 Car garage2,489+ sq ft

    Single-family at Bay Lake Farms. 1 home is now building — ask the sales team for timelines and personalization options.

    View floor plan
  • Single-family

    Carousel — use arrows to browse images for this design, or tap the photo to open the floor plan.

    Quick Move-In

    Cambria

    From$540,990
    4–5 Beds2.5–4.5 Baths2 Car garage3,102+ sq ft

    Single-family at Bay Lake Farms. 2 Quick Move-In homes in this plan — ask the sales team about finishes and closing timelines.

    View floor plan
  • Single-family

    Carousel — use arrows to browse images for this design, or tap the photo to open the floor plan.

    Now Building

    Lancaster

    From$544,990
    4–5 Beds3–4.5 Baths3 Car garage3,120+ sq ft

    Single-family at Bay Lake Farms. 2 homes are now building — ask the sales team for timelines and personalization options.

    View floor plan
  • Single-family

    Carousel — use arrows to browse images for this design, or tap the photo to open the floor plan.

    Ready to Build

    Sonoma II

    From$567,990
    5 Beds3 Baths2 Car garage3,536+ sq ft

    With living space ranging from approximately 3,556 to 3,820 square feet and structural options that allow for up to 5 bathrooms, the Sonoma II offers the versatility to adapt to your family's needs today and for years to come. Discover why this exceptional floorplan continues to be a favorite among homebuyers and schedule your tour today.

    View floor plan

Media

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Prices and features may vary and are subject to change. Photos are for illustrative purposes only. Legal disclaimers.